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Retirement Questions for Educators

As an educator with a passion for your career, you may have mixed feelings about retirement. Not only is it difficult to leave a profession you truly love, but, if you’re like most Americans, you’re likely also concerned about whether you can actually afford to retire. While it’s common for educators to delay their retirement planning, starting early creates many benefits. Not only will it allow you to fully understand the position you’re in right now, but it will also allow you to develop strat...

Financial Planning Financial Advisor Retirement Planning By Jeffrey Bangerter on May 24, 2021

Women and Investing

There was a time when men handled all of a family’s financial affairs. However, many of today’s women earn their own money and take care of their own finances. Despite being financially savvy, women may also face unique challenges. Whether you’re single or with a partner, have children, or are starting to plan for your retirement, knowing what to watch out for will help you take control of your financial future. Here’s a closer look at four important financial roadblocks women face.

Financial Planning Financial Advisor By Jeffrey Bangerter on May 07, 2021

Investor Interest in Opportunity Zones Accelerates

Opportunity Zone investing appears to be finally hitting its stride among taxpayers seeking to defer capital gains taxes on a wide array of assets. Some might argue the estimated $75 billion1 invested in Qualified Opportunity Zone Funds (QOFs) as of August 2019 falls short of the optimistic estimates when the Opportunity Zone Program rolled out as part of the 2017 Tax Cuts and Jobs Act. While the coronavirus pandemic in 2020 may have suppressed investor interest, the program now appears to be ga...

Financial Planning Financial Advisor Qualified Opportunity Zones Opportunity Zones QOZ By Jeffrey Bangerter on Apr 14, 2021

2021 Tax Planning Tips You Need to Know

The 2021 tax season has arrived. If you haven’t already started preparing, now is the time to begin. Before you do, you’ll want to take a look at several of the changes that affect 2020 tax filings. Perhaps the most relevant change was the recent announcement on March 17th, 2021 by the Treasury Department that the federal tax filing due date for individuals filing 2020 returns was extended from April 15th, 2021 to May 17th, 2021, providing additional help to taxpayers dealing with the disruption...

Financial Planning Financial Advisor Tax Planning Tax Tips Tax Management By Jeffrey Bangerter on Mar 31, 2021

5 Retirement Mistakes Small Business Owners Make

As a small business owner, you’ve got a lot on your plate. You’re responsible for growing your company, meeting the needs of your customers, and fulfilling obligations to your employees. When you’re juggling so much, it’s easy to let your retirement planning fall to the wayside.

Retirement Financial Planning Financial Advisor Retirement Planning By Jeffrey Bangerter on Mar 16, 2021

The Difference Between Taxable and Nontaxable Income

Do you know the difference between taxable and nontaxable income? Financial professional, Jeff Bangerter informs on the difference between the two. He also gives examples of taxable income according to the IRS.

Financial Planning Financial Advisor Tax Planning Tax Tips Tax Management By Jeffrey Bangerter on Feb 26, 2021

Understanding Annuities: A Simple Guide for Investors

Gone are the days of relying on your employer to provide you with a comfortable retirement. While pensions were once a staple of most retirement plans, today they're almost unheard of. Those who want a steady stream of income in retirement are now turning towards investment vehicles like annuities. Are you wondering what an annuity is and how it can help you prepare for your retirement? Here’s what you need to know.

Retirement Financial Planning Financial Advisor Annuities Retirement Planning By Jeffrey Bangerter on Feb 26, 2021

Mixed Signals in the Market

Financial Advisor, Jeff Bangerter explains the mixed signals of the market during the holiday-shortened week. Jobless claims were still reflective of a struggling labor market; however, consumer retail sales have increased.

Market Update Financial Advisor Stock Market Wall Street Economic Update By Jeffrey Bangerter on Feb 26, 2021

An Emergency Cash Loan From Your Life Insurance: Pros and Cons

When a financial emergency occurs and you have limited resources, cash value life insurance can provide you with money for emergency expenses. Even if you do everything by the book, a major life circumstance can happen. Whether it’s a sudden layoff during Covid-19 or an illness, having a cushion when you need it can help meet your financial obligations. A question is should you cash out your life insurance policy?

Financial Planning Financial Advisor Tax Planning Life Insurance By Jeffrey Bangerter on Feb 16, 2021

6 Wealth Accumulation Strategies You Can Implement Today

Do you dream of retiring so you can spend time with your grandchildren? Are you hoping to buy a vacation home, travel, or finally write that novel? No matter what your vision of retirement may be, learning how to accumulate wealth is an important first step.

Retirement Financial Planning Financial Advisor Tax Planning Tax Management By Jeffrey Bangerter on Jan 14, 2021
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1Fixed Annuities are long term insurance contacts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty, in addition to any ordinary income tax. Any guarantees of the annuity are backed by the financial strength of the underlying insurance company.

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